Archive for: January, 2024

Olukai Mens Shoes For Sale Near Me: Slippers Vs Shoes, Tips And Benefits

Jan 17 2024 Published by admin under Uncategorized

Shoes are different from sandals and it’s important to understand the difference when you search for Olukai mens Shoes for sale near me or Olukai womens slippers near me.

So, what are the difference between shoes and slippers? When you search for information about slippers, you will get a result showing info about shoes; this is misleading. So, without much ado, here are differences between sandals and shoes plus other information.

Generally speaking:

Let’s start with the main difference between shoes and slippers. Firstly, producers create slippers for indoor purposes; they are lightweight while shoes comfort and protect your feet when engaged in outdoor activities. Therefore, people put on slippers indoors and wear shoes outdoors.

Now to the basics:

Slippers:

Apart from being worn indoor, they usually don’t have any fastening features making slippers easy to wear and pull off.

Shoes:

As already stated, shoes protect and comfort the wearer’s feet while busy with different tasks. The product is created with complicated to simple designs. When you search for Olukai mens Shoes for sale near me, you will see shoes displayed beautifully. So, shoes should attract people; no wonder shoppers tend to select physically appealing shoes.

Shoes are produced with toughness in mind because they are worn outdoors and hence subjected to pressures, harsh terrain, harsh weather conditions, and worn for long periods. The pressure shoes undergo every day constitutes the reason they are produced with stronger materials than slippers.

Some shoes are not meant to be worn for a long time or subjected to pressure, but this does not make them any less a shoe; an example is high-heeled shoes. This type of shoes shouldn’t be worn for long because of the heels, but they are still tougher than any slippers.

Some jobs specification dictates the kind of shoes one can wear. For instance, workers in construction sites wear shoes that guarantee their safety.

Slippers protect you from home accidents;

Every family should wear slippers to prevent accidents like stepping on sharp objects, falls on a slippery floor, stumbling, and other home mishaps. As long as you move around the house, wear slippers. Are your slippers causing you any discomfort? Search for Olukai Womens Slippers near me. The slippers are designed to provide ultimate comfort and protection for your feet; they are so comfy, once you start wearing one, you won’t want to take it off.

Slippers ideas:

Get slippers ideas when you search from online outlets like Hansensurf. You will find a wide and attractive display of slippers, shoes, and other footwear in a beautiful display. The color and designs are just incredible, you won’t have problems choosing the type of slippers or shoes you want.

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Equity Mutual Funds & Inflation

Jan 17 2024 Published by admin under Uncategorized

One factor which is directly responsible for inflation is the interest rates. Fund managers who manage an equity fund invest investor’s money in stocks through the stock markets. Though there could be several parameters that lead to the changes in the share prices, however, interest rates play a major role here. Interest rate changes correlate with the change in the inflation rate. The rise in inflation rates could typically push up the interest rates high and vice versa. Hence, an unchecked rise in inflation is not positive news for the stock price and therefore for equity funds.

For example, construction industries purchase raw materials such as cement to build residential properties. Therefore, a rise in inflation pushes up costs for the company as the price of raw materials goes up. When looking at the annual report, if the company profit fails to grow in proportionate to the cost, then the bottom line (net profit) of the company decreases. The stock price of the company reflects all of these changes and tends to follow suit accordingly. Thus, if the rise in cost cannot be passed onto the end customer, then profits fall, leading to a fall in share price.

Understanding the return on your investment in isolation does not give you the real picture. You should know the real rate of return when it comes to your equity fund. In a nutshell, you should minus return on investment from the current inflation rate to get a real return on investment on your equity fund.

Equity Mutual Funds can be one such instrument that has potential to provide long term risk adjusted returns. It is important to understand the equity fund. Equity mutual funds are more of a long- term investment option, at least a period exceeding 5 years. Since historically, equities as an asset class are expected to give risk-adjusted returns over a long period. Equity fund taxation is based on the capital gain and the duration of holding. If the holding period is less than a year, then short-term capital gains are taxable at 15% whereas if your holding period is greater than a year, then long-term capital gains are taxable at 10%. As an investor, you might prefer a hands-on approach, but you need to have the expertise and more importantly the time to manage your portfolio. In such a fast-paced world, you may wish to outsource your stock-picking process to a qualified fund manager by investing in scheme he or she is managing. If you do have the time and resources, then maybe you can invest in equities directly. For those of us who don’t – investing in equity mutual funds could be an option to consider since a mutual fund involves professional Fund Managers managing your money, therefore potentially reducing the chances of making a wrong call on a stock.

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Fund of Funds: Advantages of adding a diversified fund to your portfolio

Jan 17 2024 Published by admin under Uncategorized

Fund of funds Mutual Funds invest in other schemes of Mutual Fund, each specializing in their way of investing in a particular asset or a sector. A Fund of Funds Mutual Fund can have different funds of the same asset class such as Equity or can have funds investing in other asset classes such as debt and gold. They seek to diversify and balance the risk across different asset classes and optimize returns.

So the advantage of fund of Funds is that by investing in just one Fund of Funds Mutual fund Scheme you gain access to multiple funds. It may sound easy and you might wonder that you too can do it all by yourself. But when it comes to investing professionally, the fund manager takes a lot of factors into account which we as retail investors don’t. They ensure that there is no overlapping of underlying portfolios when investing in multiple mutual funds. They check if the respective schemes are classified as Large-cap and non- large cap. So in a nutshell, a lot of research and analysis is done with the respective fund houses before investing.

Another advantage a Fund of Funds vs a mutual fund can offer is, it comes with indexation benefits. Fund of Funds Mutual Funds are treated as debt funds and are subjected to indexation.

Indexation is a tool that applies to long-term investments. It helps an investor to adjust inflation while gauging the returns of the invested amount.

As inflation is gradually raising, what’s worth Rs. 1000 could be worth Rs.1100 sooner in near future. Thus, inflation is reducing the purchasing power of our money. The same amount of money will be enabling the investor to buy lesser and lesser goods.

In the case of Fund of Funds Mutual Fund, we arrive at capital gains after indexing the purchase price of the investment. When subjected to indexation, it lowers the long-term capital gains tax which brings down your taxable income. Indexation is also a reason why Fund of funds is looked upon as a preferred investment option.

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